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Global payments infrastructure.

Receive into international accounts, convert currencies and send global payments over local rails, with quotes visible before you confirm and settlement in minutes, depending on the rail.

World map with Lexxen's corridors highlighted: United States, SEPA zone, United Kingdom, Mexico, Colombia, Brazil and China
Native local rail in every corridor
  • PIX
  • SEPA Instant
  • SEPA Credit
  • Wire
  • Same Day ACH
  • FedNow
  • SPEI
  • Faster Payments
  • BACS
  • Bre-B
How the money moves

One infrastructure, from receipt to payment.

Three steps, one operation. Funds come in as local currency, cross the border as stablecoin and go out as local currency on the other side, in the same balance and on the same statement.

01

Money lands in an account in your company's name

Your customer transfers to an account in your company's name, through their country's rail: SEPA in Europe, Wire or ACH in the United States, SPEI in Mexico. For them it is an ordinary transfer.

International accounts
Received · SEPA Instant4 min
+ 1.000,00 EUR
Kline GmbH · Berlin
EUR account · Lexxen LTDADE•• 4821
02

Every deposit becomes USDT or USDC, automatically

As soon as the funds arrive, they are converted into a dollar-pegged stablecoin, with no manual step and no waiting for FX hours. Lexxen's fee (1.5%) and the quote are recorded on the operation. The numbers alongside are a real quote, right now.

Simulate with a live quote
Automatic conversionquote locked
From
985,00
EUR
To
—
USDC
Lexxen fee 1.5% · − 15,00 EUR1 EUR = — USDC
03

Out the other end, in local currency

To a supplier, a subsidiary, your team or your own company's account: paid in euros abroad, lands in reais here. Any corridor (PIX, SPEI, Faster Payments, Bre-B, SEPA, Wire) or a payout to China. The recipient sees local currency in their usual account.

Conversion and payment
Sent · PIX2 min
− — BRL
Nacional Supplies Ltda · São Paulo
Lexxen fee 1% · − — USDC1 USDC = — BRL
  • Compliance approved
  • Sent over the rail
  • Settled at destination
Compliance as a layer

Money crosses borders with a trail, end to end.

Every operation has its origin, destination and time recorded, is screened before it goes out and is executed by authorized partners. No shortcuts, and no need to build a compliance team to operate globally.

KYB and KYC at onboarding
Company, shareholders and source of funds verified before the first corridor opens. All online.
Continuous monitoring
Sanctions lists, PEP and transaction patterns checked on every transaction, not just at onboarding.
Authorized partners
Accounts, FX and custody sit with institutions authorized by their regulators. Lexxen connects them.
End-to-end record
Origin, destination, time and quote for every step, exportable the way audit and accounting need it.
Versus traditional FX

The comparison is not with another fintech. It is with what you use today.

Traditional FXWith Lexxen
Operating hoursBanking hours, business days24/7, including weekends and holidays
Time to destination1 to 5 business daysSettlement in minutes, depending on the rail
IntermediariesA chain of correspondent banksLocal rail on the way in and on the way out
PriceSpread and fees known at closingQuote and spread on screen before you confirm
TrackingAsk each bank in the chainEnd-to-end status on the same statement
FX contractOne per remittanceIntegrated flow in the same operating balance
Payment corridors

Six currencies with native local rails, plus payouts to China.

Your company receives and pays over the rail used by whoever is on the other side, the same one their local bank uses, from any corridor to any other. No dependence on the traditional chain of correspondent banks.

CurrencyRailsSettlementCoverage
USD
US dollar
Same Day ACH · Next Day ACH · Wire · FedNowWire within 2h · FedNow in minutes, 24/7United States
EUR
Euro
SEPA Instant · SEPA Creditwithin 5 min, 24/7 (SEPA Instant)45+ countries and territories in the SEPA zone
BRL
Brazilian real
PIXwithin 30 min, 24/7Brazil
MXN
Mexican peso
SPEIwithin 30 min, 24/7Mexico
GBP
Pound sterling
Faster Payments · BACSwithin 30 min (Faster Payments)United Kingdom
COP
Colombian peso
Bre-Bwithin 30 min, 24/7 (Bre-B)Colombia
CNY
China
Supplier paymenton requestPayouts only

Real reach: the Americas (US, Brazil, Mexico and Colombia), the United Kingdom and all of Europe via SEPA: Germany, France, Spain, Italy, Portugal, the Netherlands, Switzerland and 40 more. China is a payout corridor: you pay suppliers there from any corridor, but you cannot receive through it. Outside this list, we do not promise reach.

See international accounts

Limits per corridor (caps, windows, rules for individuals) vary. Between companies, receiving limits are set per corridor and profile. The sales team walks you through the fine print for your case.

For developers

Global payments in one REST call.

Put international receiving, conversion and payment inside your product. The corridors, the compliance and the authorized partners stay on our side.

  • Quote with a locked price before the order
  • Payouts in USD, EUR, BRL, MXN, GBP and COP. The API picks the rail
  • Receiving accounts issued per call, credit via webhook
  • Signed (HMAC), idempotent webhooks with automatic retry
  • Reconciliation by your own reference
  • Sandbox that mirrors production, enabled by the technical team
POST /v1/payouts201 Created
{
  "source_currency":      "USDT",
  "destination_currency": "EUR",
  "amount":               24800.00,
  "rail":                 "sepa_instant",
  "beneficiary_id":       "ben_8f2a…",
  "reference":            "INV-4821",
  "quote_id":             "qt_c91e…"
}

// webhook · payout.settled · 4 min later
{
  "id":        "po_3d1b…",
  "status":    "settled",
  "reference": "INV-4821",
  "settled_at": "2026-09-04T12:14:09Z"
}
your-brand.com/payments
Global payments
Receive in EURDE•• 4821
Pay supplier · MXNSPEI · 11 min
Convert USD → BRLspread 0,29%
powered by Lexxen
For platforms and fintechs

Global payments inside your product.

A marketplace with sellers abroad, an ERP that pays suppliers, a fintech that wants to offer international accounts: the infrastructure goes underneath, your brand stays in front.

Under your brand
Onboarding, accounts and payments inside your product, with your look and feel. The customer never leaves your platform.
Compliance underneath
KYB, KYC, sanctions lists and monitoring already handled in the infrastructure. You do not have to become an institution to operate.
Corridors ready
Six currencies and payouts to China from day one, on the same local rails Lexxen uses.
Talk about white-label
How it works underneath

Stablecoin is the rail. Not the product.

Funds come in as local currency, cross the border as stablecoin (USDT or USDC, pegged to the dollar) and go out as local currency on the other side. That is what makes settlement in minutes possible. The recipient needs no wallet and no idea what a blockchain is.

Understand the rail in detail
What it is, here
  • A 24/7 settlement rail, including weekends and holidays
  • Pegged to the dollar, maintained by the issuer
  • An operating balance: it exists to become a payment on the other end
  • Traceable: recorded on-chain and on your statement
What it is not
  • An investment: Lexxen does not recommend buying virtual assets
  • Yield, appreciation or any promise of return
  • An interest-bearing account or financial investment
  • Your business's currency: you receive and pay in local currency
R$ 270M+
processed in 2025
45+
countries reached, in 6 currencies
3,000+
active clients
99.9%
platform uptime
Next step

Tell us where the money comes from and where it needs to go.

You leave the conversation with the corridors, the price and the limits for your case, in writing.

Frequently asked questions

What people ask before signing up.

Lexxen is a global payments infrastructure for businesses. Your company gets paid by customers abroad through each country's local banking rail, converts between currencies and pays suppliers, subsidiaries or teams in other countries, all on one platform, with settlement in minutes.
The stablecoin (USDT or USDC, pegged to the dollar) is the rail that carries the money from one country to another: the role SWIFT plays in traditional FX, without closing on weekends. You receive and pay in local currency; whoever is on the other side needs no wallet. It is not an investment: Lexxen does not recommend buying virtual assets and promises no yield or appreciation.
Six currencies with native local rails: USD (ACH, Wire, FedNow), EUR (SEPA, in 45+ countries), BRL (PIX), MXN (SPEI), GBP (Faster Payments, BACS) and COP (Bre-B). Between them, funds flow freely in both directions. China is a payout-only corridor: you pay suppliers there from any corridor, but you cannot receive through it. Outside this list we do not promise reach.
It depends on the rail: FedNow and SEPA Instant in minutes, Wire within 2 hours; PIX, SPEI, Faster Payments and Bre-B within 30 minutes. Instant rails run 24/7, including weekends and holidays.
Yes. Caps, windows and specific rules vary by corridor and profile, and the sales team details the limits for your case before you start.
Pricing is per operation and drops as monthly volume grows, with tiers agreed in the contract. You see the quote and the spread on screen before you confirm. There is no fee that only shows up at closing.
No. LEXXEN LTDA (CNPJ 63.987.111/0001-53, Goiânia, Brazil) is a technology provider. Accounts, FX, custody and issuance are provided by partner institutions authorized by their regulators; Lexxen delivers the platform that connects those services, with KYB, KYC, AML and CFT applied at onboarding and in monitoring.